529 Limits 2024. And starting in 2024, you'll be able to convert up to a lifetime limit of $35,000 in a 529 to a roth ira owned by the 529 beneficiary for at least 15 years, subject to annual roth ira contribution limits. Here's an overview of the 2024 529 contribution limits, along with strategies to optimize your contributions.
Each state sets a maximum 529 plan contribution per beneficiary. There are restrictions limiting who can do these transfers and when.